Pay for your new iPhone over time, interest-free with Apple Card. Simply choose Apple Card Monthly Installments as your payment option at checkout when you make your purchase and connect your iPhone to AT&T, Boost Mobile, T-Mobile, or Verizon. You’ll enjoy 3% Daily Cash back — all up front. Terms apply.
Learn more about Apple Card (opens in a new window)
Apple Card is everything a credit card should be. It helps you stay on top of your spending. Encourages you to pay less interest. Gives you Daily Cash back on every purchase. And eliminates fees. footnote +
Choose to check out with Apple Card Monthly Installments (opens in a new window) when you buy a new Apple Watch. You’ll get interest-free monthly payments footnote ++ and 3% Daily Cash back, all up front.
+ Variable APRs for Apple Card range from 18.49% to 28.74% based on creditworthiness. Rates as of December 1, 2024. Existing customers can view their variable APR in the Wallet app or card.apple.com Apple Card.
++ Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com (Opens in a new window), the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. See support.apple.com/102730 (Opens in a new window) for more information about eligible products. Existing customers: See your Customer Agreement for your variable APR. As of December 1, 2024, the variable APR on new Apple Card accounts ranges from 18.49% to 28.74%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement (Opens in a new window) for more information about ACMI.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.